Dividend Aristocrats

Dividend Aristocrats

Dividend aris­to­crats are tru­ly a gift that keeps on giv­ing. They are com­pa­nies with decades-long his­to­ries of increas­ing div­i­dends. For the patient investor, it means that div­i­dend pay­outs increase to keep up with infla­tion.

The term ‘div­i­dend aris­to­crats’ gen­er­al­ly refer to larg­er US com­pa­nies, but the con­cept applies to any mar­ket.

Increasing div­i­dends com­pound over time and com­pound even faster when they are rein­vest­ed. Dividend increas­es present a pow­er­ful lens through which to look at port­fo­lio suc­cess over time. Think of annu­al div­i­dend increas­es as an annu­al raise. Are you get­ting an annu­al raise at your job? If you do, will get get it every year for the next three decades? Will the raise you get beat infla­tion? I mean, these rais­es are fun.

Who are the div­i­dend aris­to­crats? Sure Dividend pro­vides an updat­ed list month­ly. Sure Dividend is a site that ana­lyzes div­i­dend stocks. I refer to Sure Dividend reg­u­lar­ly for my own stock analy­sis (Elephant’s Paycheck offers edu­ca­tion, not analy­sis or rec­om­men­da­tions.) I have even had the plea­sure of writ­ing a guest post on Sure Dividend about the met­rics used in an Elephant’s Paycheck port­fo­lio.

Dividend Aristocrat Posts on Elephant’s Paycheck

Thinking about pay raises

Jun 10, 2015

Have you got­ten a pay raise late­ly? Probably a bet­ter ques­tion is: are you work­ing at the lev­el you’re capable/trained for, or are you just grate­ful to have a job with ben­e­fits? I got a pay raise at work. It was good, rel­a­tive­ly speak­ing based on anec­do­tal evi­dence and my own per­son­al obser­va­tions. Even so, my Elephant’s […]

Large cap dividend returns

How to beat the market

Jun 3, 2015

Look at that dark green line. That’s where you want to be — over 30% greater returns than the next best group­ing of stocks. Notice the long time­line of this chart. When you have a long time hori­zon, and stick to your strat­e­gy, you can do real­ly well regard­less of short­­­er-term mar­ket dynam­ics (like the […]

What are Dividends?

The Importance of Dividends

Jan 21, 2014

I love the idea build­ing wealth. But what has always turned me on about invest­ing is that the mon­ey I’ve set aside can earn mon­ey on its own (with­out me work­ing). That’s the gen­e­sis of the Elephant’s Paycheck. I’ve focused on the impor­tance of div­i­dends to the long term strat­e­gy of wealth build­ing, and on […]

Increasing Dividends

Are You Paying Attention to the Right Financial News?

Dec 30, 2013

It’s all about the Elephant’s Paycheck. The div­i­dend income you receive, and rein­vest until you need it. How do you find good infor­ma­tion about div­i­dend stocks? The thing is, sta­ble div­i­dend pay­ers some­times tell you what their plans are. Not always, but often enough that it’s impor­tant to lis­ten. They might tell you that the […]


Taking Responsibility for Your Success

Oct 30, 2013

Let’s say you do spend respon­si­bly and save some of your pay­check towards build­ing wealth. Let’s say you take the mon­ey you’ve set aside and invest it in a safe com­pa­ny that aligns to your val­ues. How do you keep in touch with your invest­ments?


Tired & Boring Investing

Oct 25, 2013

It’s the dream: Find a pen­ny stock that your “spe­cial insight” leads you to believe that it’s under­val­ued. Buy tons. Watch it go to $10. Sell (pay 40–50% of your gains in tax­es) & retire. You might think this is invest­ing, I think it’s gam­bling. Though, if you have a “spe­cial insight” you would be […]

Investing or Gambling, Just a Roll of the Dice

Investing or Gambling? Your Choice.

Sep 5, 2013

Buying Microsoft stock is a great exam­ple of the kind of invest­ing gam­bling indi­vid­ual investors should avoid, let me share why. We’re afraid to make invest­ing mis­takes and lose mon­ey. Yet, when I speak to peo­ple about the Elephant’s Paycheck Blueprint, the con­ver­sa­tion even­tu­al­ly goes to a place where I’m asked my opin­ion on a spe­cif­ic invest­ment. Even […]

Dividend Friction

The One Word You’d Never Thought to use to Describe Dividends

Sep 3, 2013

Friction. That’s right, some div­i­dends have fric­tion. Of course, you a prob­a­bly won­der­ing if that’s a good thing or not! It’s good. Let me tell you why.


Shocking 401K Statistic

Aug 22, 2013

Reading a Money Magazine arti­cle on the best moves for mil­len­ni­als to build wealth, I came across this shock­ing sta­tis­tic about how the 25–34 year old age group treats their 401K’s when they switch jobs: More than half of work­ers in their twen­ties who leave a job do not roll their 401(k) into an IRA […]